In Australian divorce proceedings, "informal" family money is almost always classified as a **gift**. Without formalisation, it becomes part of the matrimonial pool to be split.
Xchqr generates the legal documentation and repayment trail required to prove capital is a **debt**. This ensures the capital returns home, even if a relationship breaks down.
Helping children buy property? Xchqr creates a professional barrier that protects your life savings from third-party claims.
Classified as Liability under Family Law Act 1975
Sign up for our pre-launch waitlist and receive **12 months of Treasury Membership completely free** when we launch (Value: \$299).
Xchqr replaces the "awkward ask" with a professional system. We handle the paperwork, the math, and the reminders.
**AI Architect:** Drafts professional deeds in minutes.
**Bank-Direct:** Real-time repayment monitoring via Plaid.
**X-Score:** Port your financial integrity to future lenders.
Principal Loan
$250,000.00
Legal Classification
Secured Debt